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Money has a way of touching every part of our lives. It can keep us up at night, strain our relationships, and quietly convince us that living paycheck to paycheck is just “normal.” But what if financial freedom isn’t reserved for a select few? What if it’s something that can be learned, one faithful step at a time?

In this episode, I’m joined by registered nurse and financial coach Theresa Bartelle, whose passion for helping women steward their money was born from her own journey through financial hardship. After years of struggling to make ends meet as a young military family, an invitation from a neighbor completely changed the trajectory of Theresa’s life. What started with borrowing a book on personal finance became a lifelong mission to help others experience the freedom that comes from financial wisdom. 

 

Together, we talk about the emotional weight of money, why so many people become comfortable with financial dysfunction, and how our mindset often keeps us stuck long after our circumstances have the ability to change. Theresa also shares why budgeting is about so much more than numbers. It’s about creating margin to live, give, serve, and obey God without unnecessary financial stress.

If you’ve ever avoided opening your bank account, dreaded paying bills, or felt ashamed of your financial situation, this conversation is full of hope. Theresa reminds us that financial transformation begins when we’re willing to honestly look at where we are and trust God with the next step. 

Little by little, you can:

  • Face your financial reality instead of avoiding it
  • Create a simple budget based on what you have
  • Stop making excuses that keep you stuck 
  • Build an emergency fund and prepare for the future
  • Pray for wisdom and the courage to obey God

One of the most powerful themes throughout this conversation is that obedience creates freedom. Financial health is not just about having more money; it’s about having more options.

It’s about removing unnecessary burdens so you’re free to say yes when God calls, free to serve others generously, and free to make decisions without fear controlling every move. 

If you’ve been longing for practical wisdom and the reminder that it’s never too late to change your financial story, this episode is for you. Here’s to choosing obedience over avoidance and the kind of financial freedom that allows you to live with greater peace and purpose. 

Highlights from Today’s Episode

  • Facing your financial reality
  • Breaking dysfunctional habits
  • Choosing daily obedience

Related Resources

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Other Stuff to Check Out

Let’s Talk!

  1. What financial habit have you accepted as “normal” that may actually be keeping you stuck?
  2. How could greater financial wisdom create more freedom for you to follow God’s calling?
  3. Who is one trusted person you can invite into an honest conversation about your financial journey?

 

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How to Listen to The Podcast

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1. Listen right here on the blog. Click the little play button at the beginning of this post.

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You have been so great to join me on the journey here on the blog, I hope you jump right in and do the same on the podcast!