#105 – The Girlfriend’s Guide to Managing Your Money

#105 – The Girlfriend’s Guide to Managing Your Money

 

This week we tackle another #lifehack for living — managing your money.

We all know that we should manage our money well but many of us have struggled with doing so.  On today’s podcast, I remind you of what it means to manage your well and share some of my tips for practically making that happen.

 

I grew up hearing the same thing from my dad over and over again — give, save, and spend.  Three simple steps to managing your money well.  That still remains the backbone of how I know to manage my money today. But sometimes the mechanics of how we give, save, and spend can leave us a bit confused, overwhelmed, or living in avoidance.

But when we look at money for what it is — a tool — we come to understand how much power we have to control both our right now and our future.

In today’s podcast, I share both principles and practical tips for managing your money so that you can control the tool instead of letting it control you.

Highlight from Today’s Episode:

  • Tips for managing your money
  • The three major ways in which money is a tool and practical ways to use it well.
  • Communicating on spending in a marriage relationship
  • The importance of resisting your impulse to buy.

Quick Links

 ==> Links for Today’s Show

Resources for managing your life…

 ==> Quotes from today’s show {Click to tweet}

Tools for managing your money…

 ==> General Links 

  1. Want to subscribe to the blog and grab a freebie? CLICK HERE
  2. Did you miss last week’s podcast?  Check it out here!
  3. Kingdom Woman by Chrystal Evans Hurst and Tony Evans

Let’s Talk!

After you’ve listened to the podcast, I’d love to continue the conversation. Be sure and leave a comment!

  • What is your biggest challenge with managing your money?
  • What tools do you use to keep all of money straight?
  • What habits have you developed that help/hurt you in your money habits?


Connect with me…

How to Listen to The Podcast

If you’re new to podcasts, think of them like little radio shows that you can listen to at your convenience. They are perfect to listen to and learn from as you workout, fold laundry, wash dishes or conquer the world.

1. Listen right here on the blog. Click the little play button at the beginning of this post.

2. Listen on iTunes or Stitcher or Google Play! – Be sure and subscribe so you don’t miss an episode! Also, if you would be so kind as to leave a rating on iTunes and/or write a 2-3 sentence review there or on Stitcher?  Your commentary or rating helps make the podcast more “findable” by others who might not know it exists!

3. Share today’s show –   Email the link to a friend or share on social media. Just click on the sharing buttons at the bottom of this post!

You have been so great to join me on the journey here on the blog, I hope you jump right in do the same on the podcast!

By | 2017-04-10T12:19:16+00:00 April 10th, 2017|Fun, Podcast|14 Comments
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14 Comments

  1. Nosa O. April 10, 2017 at 2:31 pm - Reply

    Wow! You’re in my closet again ma’am. Thanks for the insights and reminders.

    Being self employed and single, I’ve avoided creating a budget for over 7yrs, silly I know! However, the Holy Spirit has clearly nudged me about this “fear” every time I ask for increase. It’s like he’s saying how can I give you increase when you’re not being a good steward. Ouch!

    I’m so glad I finally got my act together and decided I’ll need to make listening to ur podcast a Monday routine. God’s timing is always perfect!

    Loved the comment, “your money tells a story about you.” I am getting back on excel and mint all week, it’s long overdue!

    Thanks for hanging out in my closet again 😉
    You’re a tremendous blessings!

  2. marsha lemon-daniels April 10, 2017 at 3:12 pm - Reply

    What is your biggest challenge with managing your money?
    – Right now its young adult children not fully on their own, still in college, headed to college. I used to be so frugal counting every penny when were military and pinching pennies. Now we are trying to get out of some debt and purchase a home, now that my husband is no longer transferring all over the world and just trying to get back in a rhythm.

    What tools do you use to keep all of money straight?
    We are now using You need a budget. It really has shown the light on our struggles

    What habits have you developed that help/hurt you in your money habits?

    We have gone back to the envelope system, the COSTCO cash card for gas also on Sundays after church, We meal plan and make lists and stick to them. We had gotten in to the habit of eating out being just the two of us most days now and we have cut that out. I am cooking more, the way I use to and that has helped alot.

  3. Candice April 10, 2017 at 3:27 pm - Reply

    So thankful for this podcast today! Love, love, love, Cityview “elotes” and my kids love playing in the sand at that Sonic next door. I would say that my biggest challenge with money has been just not having any. I have really had to trust God in this season, knowing that if I am faithful with the little He would bless me. The kids and I have never been without eventhough I have had little to no help with child support. Thankfully my vehicle is paid for and I rarely buy clothes for myself or the kids. I gladly accept hand me downs from my sister and friends in my different circles. I truly ask for the Holy Spirit’s guidance in every detail of my life even the dollar I spend.

  4. Shante Jones April 10, 2017 at 4:03 pm - Reply

    Oh Chrystal,
    Every week you never let me down. Thank You!
    To answer the questions:
    1. The challenge I have is over spending and you spoke to on the blog, be cause I am the person who over buys for birthdays etc.
    2. I have tried so many tools, but I am thinking about just doing a simple notebook and pen. I am going to look into the site you recommend.
    3. Going to the atm everyday, well I have slowly stopped this habit, but i look at my account at 7 am everyday, so I would notice the pattern. Also Amazon, book lover. So I am now adding books to my wish list.

  5. Scott Rodriguez April 10, 2017 at 5:12 pm - Reply

    You know, I must say regarding these things…1) the first thing my mentor told me once he had the opportunity to get a word in, “People only do what’s important to them…” Now, I’ve gotten a divided response from people to whom I’ve passed that along, but it certainly still applies to me. 2) One of my favorite passages in the Scriptures is also one of my least favorite passages therein, “Luke 16:1-13.” So, if nothing else, I’d like to thank you for approaching this subject with “that” kind of practicality. I’m still paying for yesterday’s mistakes, but thankfully our brood has learned in some way from those things. OK. Many blessings…
    #readyornot
    #stopilliteracy

  6. TaVon April 10, 2017 at 7:42 pm - Reply

    Good stuff Chrystal! Thanks for sharing. My biggest help has been a monthly budget and the envelope system. My biggest hindrance has been stopping short of my goals. Gotta start over… again! 🙂

  7. THEANDREA T April 11, 2017 at 6:53 am - Reply

    Thank you Chrystal for sharing. You must be in my head. Being a single mom with a son in college and a daughter in high school, sometimes, I feel like Im drowning.
    I took Crown Financial long time ago and it worked.
    I just started back creating a budget again. I have an old excel spreadsheet from Crown Financial that I’m using. Ihave met with a financial advisor.
    This PODCAST is confirmation that I’m on the right track.
    Its a mind set.

    Thank you so much
    Bless you

    • Chrystal Hurst April 17, 2017 at 12:56 am - Reply

      You are welcome! Sometimes we know what to do and just need reminders to do it!

  8. S April 13, 2017 at 4:53 pm - Reply

    This is one of your top 3 podcasts of all 105 podcasts! There was information I’ve heard before but you also provided a unique perspective and “a good word” that has inspired me to approach things differently. Your words caused me to have a mental and emotional shift as to how I will handle things moving forward. I would love to hear more money management and financial accountability episodes from you. Thank you!

    • Chrystal Hurst April 17, 2017 at 12:57 am - Reply

      Thanks for listening! Will keep that in mind for future podcasts!

  9. Kim April 16, 2017 at 1:22 pm - Reply

    Chrystal, I am a CPA, and I found your tips to be really helpful! I actually tend to ignore my stuff, but on Saturday, decided I needed to get on track. I found a check for $750 in my account that wasn’t my check! That was definitely God’s timing after listening to your podcast. I just set up autopay for the minimums on my credit card payments too…that’s a really smart tip. I pay in full, but sometimes life happens and you forget, that won’t be a problem any more. I’m off to gas up my car for the week! Thanks for your insights. Love your podcasts.

    • Chrystal Hurst April 17, 2017 at 12:59 am - Reply

      I feel totally validated Kim! Thanks for listening and thanks for the encouraging feedback. I’m glad that you checked your bank account too! Costco was closed today (Easter) and I almost didn’t gas up my car… but then I realized that I’d probably be stressed in 2-3 days as I see myself on “E” and I decided to swing by the closest gas station to fill up. Routines matter. They keep us on track. Especially our spending ones. Appreciate your comments!

  10. Trisa May 18, 2017 at 6:26 am - Reply

    Such good info!!! I’m actually excited to get organized and use some of the fancy tools you mentioned. What was that Wondersomething you mentioned for bill paying?

    • Chrystal Hurst May 18, 2017 at 8:32 am - Reply

      Wunderlist!

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